Safety Harbour Insurance, Inc.

   10480 Stringfellow Road Suite 4, St. James City, FL 33956

Frequently Asked Questions
 

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If you have a question that you would like to see added to this list please use this link to e-mail it to us.

                                            webmaster@safetyharbour.com

Just click on the questions below to see the answers.

Q1. How can I save money on my wind policy by having/adding wind protective devices?

Q2. Why do you close the office on Fridays?

Q3. Do I have a "grace period" on my policy?

Q4. Are there things I can do to help protect my property from loss?

Q5. What do I do if I suffer a loss and want to file a claim?

Q6. How much should I insure my home for?

Q7. Why is windstorm excluded from my homeowner policy?

Q8. My mortgage information has changed, do I need to call you or will they?

 

Q10. What is Identity Theft Expense Coverage, how much does it cost, and how can I protect myself from identity theft?

Q11. Are the contents I have stored under my stilt home covered in a flood?

Q12. What are flow-through vents? 

Q13. Can I use a credit card to make my premium payments?. 

Q14. Is my screen enclosure covered under my wind policy? 

Q15. What is a declaration page (dec page)?. 

Q16. Actual Cash Value (ACV) and Replacement Cost (RC), what is the difference? 

Q17. What is "Ordinance and Law Coverage"? 

Q18. When would I need to contact my agent?.